
25 "Envelopes" On 1 Card
This unique budget allows you to divide up your debit card into specific “envelopes”, and then designate which one you would like to spend from when making a purchase. All the core principles of Dave Ramsey’s original envelope budget, combined with the convenience of digital.
Effortless Transfers
Check Balances Instantly
Autodeposit Paychecks
Rapidly Grow Savings
"Able to implement it this month and I'm loving it so far. It's so simple, but I never thought of it."
– Jaime S.
Enter The Debit Card Envelope Budget
After a couple years of attempting the Dave Ramsey envelope system on and off, I found a system that eliminated all of the headaches and hassle that come along with the envelope budget. My wife and I have used this system since June of 2014, and LOVED it.
This little-known hack of the Capital One 360 banking system allows you to run an entire envelope system budget, using only your debit card and a smart phone.
In less than 15 minutes, you can be up and running with your new digital “envelope budget“, and never touch a piece of paper again.


- Lug around fistfuls of change after your first purchase with bills
- Reimburse yourself after you buy something online
- Carry around multiple envelopes to make sure you spend out of the correct category
- Buy a pack a gum just so you can break a large bill into more convenient denominations
This Course Includes:
- The Complete 30-page guide to building and running your Debit Card Envelope Budget
- Step by step instructions on designating spending categories, connecting your budget with external accounts, instant person to person transfers, and more.
- (4) bonus video tutorials, that show you transactions in real time and give you my own personal tips.
- Plus advanced recommendations for using the budget with 2 people, setting up your budget to work with automatic bill pays, integrating with Google Docs, and more!
Trust me, I know how frustrating it can be to carefully set up a budget, and then have it derailed by the administrative clunkiness of moving money around, bill due dates, etc.
I’ve finally figured out how to truly control my budget, and I created this course to help you do the same.